職場英語口語急救包(MP3+中英文本) 第71期:銀行業務

第71期:銀行業務

I want to open an account in this bank.
我想在這家銀行開個儲蓄戶頭。
A:I want to open an account in this bank.
A:我想在這家銀行開個儲蓄戶頭。
B:That’s all right,sir. But which do you.prefer,a current account or a fixed one?
B:好的，先生。您是開活期的還是定期的？
open an account
開戶

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What about the annual interest rates?
年息是多少？
A:What about the annual interest rates?
A:年息是多少？
B:At present, it’s 3% for the current account and 9% for the fixed account.
B:現在活期的利率爲3%，定期的爲9%。

How would you like your money?
您要什麼面額的鈔票？
A:How would you like your money?
A:您要什麼面額的鈔票？
B:It's all the same to me.
B:隨便什麼都可以。

What type of account are you interested in opening?
你想開哪一種賬戶？
A:What type of account are you interested in opening?
A:你想開哪一種賬戶？
B:I need a checking account for a new business.
B:我需要開個支票賬戶，做生意用。

Can I get an interest-bearing account?
我們能開有利息的賬戶嗎？
A:Can I get an interest-bearing account?
A:我們能開有利息的賬戶嗎？
B:You can have a money market account for your business that will draw interest,but you will need a non-interest bearing account.
B:你可以開計息的金融市場賬戶,但我們還需要個無息賬戶。

Is there a limit on the number of checks we can write per month?
每月開幾次支票有限制嗎？
A:Is there a limit on the number of checks we can write per month?
A:每月開幾次支票有限制嗎？
B:No,there isn't.
B:沒有。
I need a loan or overdraft to expand my business.
我急用一筆貸款或者透支款，以擴展生意。
A:I need a loan or overdraft to expand my business.
A:我急用一筆貸款或者透支款，以擴展生意。
B:I think we can approve your request of a loan for $8000.
B:我想我可以撥給你8000美元的貸款。

I’m sorry that we will not be available to offer you the credit.
對不起，我們無法給你提供貨款。
A:I'm sorry that we will not be available to offer you the credit.
A:對不起，我們無法給你提供貨款。
B:May I know the reason?
B:請問爲什麼？

Please would you cancel our check No. 530920 in favor of G. Mark Ltd. ?
請你取消號碼爲530920開給G馬克有限公司的支票，好嗎？
A:Please would you cancel our check No. 530920 in favor of G. Mark Ltd.?
A:請你取消號碼爲530920開給G馬克有限公司的支票，好嗎？
B:OK. Check No. 530920.
B:好吧，支票號碼爲 530920.
Have you ever thought of getting the draft discounted?
把支票貼現，你想過嗎？

Can you please open an irrevocable documentary credit?
能開一張不可撤消的跟單信用證嗎？
A:Can you please open an irrevocable documentary credit?
A:能開一張不可撤消的跟單信用證嗎？
B:Yes,of course. May I know the beneficiary's name? And the amount?
B:當然可以。請問受益人的姓名。金額爲多少？
irrevocable(adj.)
不能取消的

We have drawn a sight draft on you.
我們開具了一份以你爲付款人的即期匯票。
A:We have drawn a sight draft on you.
A:我們開具了一份以你爲付款人的即期匯票。
B:I'll inform my bank to pay the bill on my behalf and send me the documents.
B:我會通知銀行代我付款，同時轉給我船運單據。
sight draft( n.)
即期匯票,見票即付票據
We normally can’t allow overdraft facilities unless you make a formal arrangement with the bank.
我們通常不允許透支的，除非你同銀行辦理了正式手續。
overdraft(n.)
透支
Do you have any mortgage for the loan?
您有什麼可以做貸款的抵押？
mortgage(n.)
抵押
Since you don’t have any collateral, perhaps you could get a guarantor.
既然你們沒有擔保物,也許可以找個擔保人。
collateral (n.)
抵押品；擔保物
What’s the current market rates of discounting?
現行的市場貼現率是多少？