“預付卡”英語怎麼說

名詞解釋：預付卡，是指髮卡機構以特定載體和形式發行的，可在髮卡機構之外購買商品或服務的預付價值。按是否記載持卡人身份信息分爲記名預付卡和不記名預付卡;按信息載體不同分爲磁條卡、芯片(IC)卡。你知道用英語怎麼表達嗎

People purchasing large amounts of prepaid cards will soon have to reveal their real names.

The latest move is aimed at preventing money laundering, tax evasion and bribery, according to an official document published by the State Council, China's Cabinet, on its website on Wednesday.

Issuers of prepaid cards should register customers' identities if they purchase at least 10,000 yuan ($1,500) in cards, or if the prepaid cards carry the names of the people who will use them.

In addition, the value of anonymous cards should be below 1,000 yuan, while cards bearing the names of their users should not surpass 5,000 yuan.

對於購買大量預付卡的人將實行實名制。

週三國務院的網站上發佈了一份官方文件，稱這一舉措是爲了防止洗錢、避稅和行賄受賄。

如果用戶購買金額超過1萬元(1500美元)或者預付卡上包含使用者姓名，預付卡的發行方需要登記用戶信息。

另外，不記名商業預付卡面值不得超過1000元，記名商業預付卡面值不得超過5000元。

【講解】

文中的“prepaid card”就是“預付卡”的意思，“prepaid”是指“預先支付的”如：prepaid phone card是指“預付費電話卡”，廣義的預付卡包括購物卡(shopping card)、代金券(coupon)、服務卡(service card)、電話卡(phone card)等。商業預付卡實名制是爲了防止洗錢(money laundering)、逃稅(tax evasion)和行賄受賄(bribery)等。