我國加快發展商業養老保險

The State Council released a guideline to speed up the development of commercial pension insurance on Tuesday.

日前，國務院發佈了加快發展商業養老保險的意見。

By 2020, commercial pension insurance will play a major role in the promotion of both individual and family commercial pension plans, as well as in the healthy development of elderly care service industries, so as to become a stable contributor to financial safety and economic growth, according to the guideline.

根據意見，到2020年，商業養老保險將在促進個人和家庭的商業養老保障計劃和養老服務業健康發展方面發揮重要作用，成爲金融安全和經濟增長的穩定支持者。

The guideline sets four tasks, including innovating insurance products and services, and ensuring the sound and safe operation of commercial pension insurance funds.

該意見確定了創新保險產品和服務、確保商業養老保險資金安全穩健運營等四項任務。

Insurers should offer personalized services to individuals and households, as well as annuity programs for employers, it said.

意見提出，保險機構應爲個人和家庭提供個性化服務，爲企業提供年金計劃。

It encourages commercial insurers to provide support for the pension system and to take part in investment and management of basic pension funds and the national social security fund.

該意見鼓勵商業保險機構爲養老保險制度提供支持，參與基本養老保險基金和全國社會保障基金投資運營。

To ensure the security of insurance funds, the China Insurance Regulatory Commission will make comprehensive evaluations and set a relatively higher threshold when selecting qualified insurers to enter this field, said Huang Hong, the commission's vice-chairman.

保監會副主席黃洪表示，爲確保商業養老保險資金安全，在篩選符合進入該領域要求的保險機構時，保監會將綜合評估並設定較高准入門檻。