中國女性多數負責打理家庭財務
Chinese women are taking the lead in planning for the family's finances, according to HSBC's latest report: The Future of Retirement: Why family matters.
匯豐人壽最新發布的調查報告《未來的退休生活：爲何家庭很重要》顯示，中國女性在家庭財務決策中獨佔鰲頭。
Sixty-three per cent of Chinese women say they make all or most of the financial decisions in the household, the highest percentage among their Asian peers.
約有63%的中國女性表示，家裏的財務規劃幾乎都是她們做的，這個比例在亞洲國家女性中是最高的。
The survey also points out that few Chinese women claim to be expert financial planners.
該調查指出，她們普遍沒有信心說自己很精通財務規劃。
Whilst the majority of Chinese women (96 percent) say they have a basic to moderate level of experience in financial planning, only 1 percent can claim expert financial savvy (versus 5 percent of Chinese men, 4 percent of Asian women and 7 percent of women globally).
絕大多數的中國女性（96%）表示，她們只有很基本的、不太專業的財務規劃知識，而認爲自己精通財務規劃之道的僅有1%。相比之下，整個亞洲女性精通財務規劃的比例爲4%，全球女性精通財務規劃的比例爲7%，而中國男性中也只有5%表示自己精於理財。
Despite the majority of Chinese (76 percent) having financial plans in place compared to an average of 66 percent across Asia, various gaps in planning still exist.
調查還顯示，大部分（76%）中國人都有財務規劃，超過整個亞洲的平均比例（66%）。儘管如此，各種各樣的財務缺口依然存在。
Over 37 percent of respondents in their thirties do not have any short-term savings. A third (38 percent) of Chinese parents do not have life insurance while another third (35 percent) of those aged 50-59 are not saving for retirement.
據悉，30多歲的受訪者中有超過37%的人沒有任何短期儲蓄；三分之一（38%）的中國家長沒有人壽保險；另外，50-59歲之間的人中有三分之一的人沒有退休養老規劃。
