我國第一季度個人住房貸款總額下降

Outstanding loans to China's home buyers decreased at the end of March compared to the end of last year, according to official data.

官方數據顯示，截至三月底，我國購房者貸款總額較去年年底下降。

Outstanding loans to home buyers totaled 19.05 trillion yuan at the end of March, the People's Bank of China said in a statement.

中國人民銀行在一份聲明中稱，三月底我國房貸總額爲19.05萬億元。

At the end of December 2016, outstanding loans to home buyers totaled 19.14 trillion yuan, according to the central bank data.

央行數據稱，2016年12月底，我國房貸總額爲19.14萬億元。

China's tightened regulations on the property market have begun to pay off as home prices in major cities stabilized.

近日我國對房地產市場的調控收緊始見成效，大城市房價趨於穩定。

Dozens of Chinese cities have implemented tougher cooling measures to limit price gains since mid-March, following Beijing's unprecedented harsh curbs that lifted the down-payment ratio for second homes to 60%.

在北京出臺史上最嚴調控，將二套房首付比例上調至60%之後，三月中旬以來，國內幾十個城市紛紛出臺更爲嚴厲的房地產市場冷卻措施，限制價格上漲。

Meanwhile, the central bank has urged banks to strengthen mortgage risk management and crack down on market irregularities such as fake divorces to avoid high down-payment requirements.

同時，央行催促銀行加強按揭貸款風險管理，打擊通過假離婚逃避高首付要求等市場違規行爲。