印度工業信貸投資銀行計劃將100個鄉村轉變成無現金社會

As rural India struggles to cope up with the country’s demonetization push, an Indian bank has come forward to help some transition to a cashless society.

印度農村目前正在努力應對國家的非貨幣化浪潮，一家印度銀行也開始提供支持，幫助將一些鄉村轉變爲無現金社會。

ICICI Bank announced on Monday that it will transform 100 villages into "Digital Villages" over the next 100 days. The move to help villagers comes roughly a year after ICICI successfully turned Akodara, a village in the western state of Gujarat into a cashless village, CEO Chanda Kochhar said during a conference call.

印度工業信貸投資銀行在週一宣佈，在未來的100天之內，印度工業信貸投資銀行將會把100個農村轉變爲“數字鄉村”。 印度工業信貸投資銀行的執行總裁Chanda Kochhar在一次電話會議上說，印度工業信貸投資銀行在大概一年之前已經成功將古吉拉特邦西部州的一個鄉村Akodara成功轉變成了無現金農村，因此這一舉措會幫助村民實現數字化。

ICICI Bank says it will also make it much easier for people to open a bank account and go about their daily transactions. The financial institution says it will have tablet-based solutions and only need villagers to provide their e-KYC information (as opposed to physical documents) when opening an account. Villagers will be able to pay at stores through an SMS or USSD-based mobile solution.

印度工業信貸投資銀行稱，這一舉措將會讓人們開立銀行賬戶以及處理日常交易更加便利化。金融機構稱，它們會引進平板電腦解決辦法，在開立銀行賬戶的時候，只需要村民提供他們的電子認識客戶信息（與物理文件相反）。村民可以通過存儲管理服務或者新型交互式移動數據在商店付賬。

ICICI Bank said it will provide a month-long vocational training to nearly 10,000 underprivileged villagers, especially women to make them capable of making a good living. ICICI will also extend credit facilities to such people for further help. Any underprivileged villager between the age of 18 to 40 will be eligible to get the training at no charge.

印度工業信貸投資銀行稱，本銀行將對近10,000的貧困村民提供長達一個月的職業培訓，尤其是女性，讓他們能夠過上更好的生活。印度工業信貸投資銀行也會將信貸業務惠及這些人，對他們給予進一步的幫助。任何年齡在18歲至40歲之間的貧困村民，都可以免費獲得培訓。

Additionally, ICICI Bank will also set up point-of-sale (POS) machines at fertilizer and seed outlets to help farmers pay using a debit card. The bank didn't specify which villages will be transformed, but according to a PTI report, ICICI Bank has already deployed some mobile branches in the states Maharashtra, Chhattisgarh and Odisha.

此外，印度工業信貸投資銀行還會在肥料和種子銷售點，設立零售終端（POS機）設備，幫助農民使用借記卡來支付費用。銀行並未明確表示哪些村民將會被轉變，但是依據印度報業托拉斯的一份報道，印度工業信貸投資銀行已經在馬哈拉施特拉邦，恰蒂斯加爾邦以及奧里薩邦設立了一些移動分公司。