多數美國“富二代”不知父母是富翁

More than half of ultra-rich Americans have not revealed their full wealth to their children, a new survey showed Tuesday。

Taking the pulse nationwide of the rich with $3 million or more in assets a survey by US Trust released by Bank of America found that "surprisingly few of those surveyed have well-developed plans to preserve and pass on their assets to either their children or charity."

Many of the 457 people surveyed are Baby Boomers and are self-made, first-generation rich and have "a distinct generational mindset."

Fifty-two percent of parents surveyed have not fully disclosed their wealth to their children, and 15 percent have disclosed nothing about the family wealth。

One in three parents said they had never thought to do it, while 24 percent said they feared their children would become lazy。

Twenty percent said they would make poor decisions or squander money, and 13 percent worried other people would take advantage of their children。

Only 34 percent strongly agreed that their children will be able to handle any inheritance they plan to leave them。

"There is an expectation about the wealthy that they have an implicit, sacred responsibility to pass down their fortune to the next generation, and this understanding has shaped expectations about the coming wave of intergenerational wealth transfer," said Sallie Krawcheck, president of Bank of America Global Wealth and Investment Management。

"Our research, however, uncovered a distinct generational mindset that reflects changing views about what retirement means and an evolving sense of what one generation owes the next."本週二公佈的最新調查顯示，多數美國富豪並未把全部身家告訴孩子。

美國銀行發佈的調查顯示，財產在300萬美元以上的美國富翁中，“對存錢傳給子女或捐贈給慈善機構有完善計劃的人，少得出奇。”這項調查由美國信託公司開展。

在參與調查的457人當中，許多都是“嬰兒潮一代”，而且是白手起家的“富一代”，有“頗具時代特徵的獨特心態”。

52%的受訪者並未毫無保留地告知子女自己有多少財產，另有15%完全不透露。

1/3的父母稱，他們從沒想過要告訴孩子家底，另有24%的受訪者擔心孩子知道後會變懶。

20%的父母稱，孩子會因此會做出糟糕的決定或者亂花錢，也有13%擔心其他人會因此佔孩子的便宜。

只有34%的受訪父母有十足的把握認爲孩子有能力處理他們打算遺贈的財產。

美國銀行全球財產投資部門總裁薩利•克羅切說：“把財產遺贈給下一代似乎是責無旁貸的神聖職責，這一想法也使人們預計今後將出現遺贈財產潮。”

“但我們的調查發現了具有時代特徵的獨特的思維方式，反映出人們對退休的看法有所改變，對父母應該給孩子什麼也有了新的認識。”