關於大學生理財On Managing College Students’ Money

With the fast economic development, peoplehave their living standard improved. A lot of families are no longer worriedabout the money problem. Parents want to give their kids better life in theaspect of material. When their kids leave home for college, parents always givethem lots of money and tell them again and again that “buy what you want” ”eatmore nutritious food” ”don’t save money for home” ”if no money, tell me, I willgive you” and so on.

隨着經濟的快速發展，人們的生活水平有所提高。很多家庭都不用再擔心錢的問題。父母都想在物質方面讓他們上更好的生活。當他們的孩子離開家去上大學的時候，父母總是給他們很多錢並一遍又一遍的告訴他們，“買你想要買的東西”“吃多點有營養的食物”，“不用爲家裏省錢”，“如果沒有錢，告訴我，我會給你寄的”之類的話。

This common thing results in a very badeffect on the college students.

這種常見的事情對大學生會導致不良的後果。                                 

Lots of college students spend a lot ofmoney buying what they need and they needn’t. For example, parents give themtwo thousand Yuan every month, they often use out in twenty or twenty-fivedays. Then they’ll borrow money from others. When they get the next month’sliving expenses, they have to pay back the money. If things go on like this,they’ll fall into a worse situation and cannot pay off their debts finally. Ithink parents’ original thought is good. Parents just want to give kids abetter material environment. Obviously they receive the opposite effect.

很多大學生會花很多錢去買他們需要的或者不需要的東西。例如，父母每個月給他們二千元，他們經常二十天或者二十五天就用完了。然後他們就會向別人借錢。當他們得到下個月的生活費時，他們又得還錢。這樣下去的話，他們會陷入更糟糕的處境，最後會無法還請債務。我覺得父母最初的想法是好的。父母只是想給孩子們一個更好的物質環境。顯然他們收到了相反的效果。

I think that college students should learnfinancial management, because it can bring them a clear life and benefit to theirjobs or family. Maybe they can make bookkeeping. Set a fixed amount of moneyevery day.

我認爲大學生應該學會理財，因爲理財可以給他們帶來明確的生活而對他們的工作或者家庭也是有益的。他們也許可以記賬。設定每天固定用錢。