中國網絡高利貸要求用裸照做擔保

BEIJing: Web-based loan sharks in China have found an unconventional way of guaranteeing loans: demanding naked photos from female borrowers.

中國的網絡高利貸放貸者已經找到一條非常規的方法來保證貸款回收：要求女性借款人借款時提交裸照。

The state-run Southern Metropolis Daily reported this week that private lenders are asking female borrowers to send nude photos of themselves along with their ID cards warning that the photos will be made public if payments are not made on time.

南方都市報本週披露，私人貸款方事先要求女性借款者提供本人裸照以及他們的身份證，並警告借款人如果他們不能按時還款，那麼她們的裸照將會被公之於衆。

One of the borrowers told the newspaper that she first borrowed 500 yuan ($76) from an online loan provider with a weekly interest rate of 30 per cent. She kept taking out news loans to pay off old ones and her debt snowballed to 55000 yuan ($8347) when the lender demanded a nude photo of her as a guarantee for new loans.

一個借款者告訴記者，她一開始在網絡借款平臺借了500元，周利率是30%。她通過借新款還舊款的方式來償還貸款，現在她的借款金額已經滾雪球般達到了55000元。這時借款人要求她提供本人裸照作爲新的貸款保證。